Félix is a chat-based platform that enables Latinos in the US to send money abroad. We combine Blockchain and Artificial Intelligence to disrupt how remittances are done today and build the future of cross-border payments.

Industry: Financial Services
Company Size: 51-200 employees

Félix

Savvy Admin PROD

**About Us**

At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances. Our core product is an AI-powered chatbot powered by WhatsApp, allowing our users to send money home as easily as sending a text message. We leverage cutting-edge technology like AI, blockchain, and stablecoins to make cross-border payments faster, more affordable, and more accessible than ever before.

We are a hyper-growth Series B company, backed by over $100 million in funding from top-tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and General Catalyst Customer Value Fund. This isn't just about the numbers; it's a testament to the trust our investors have in our vision and our team. Additionally, Félix was selected as an “Endeavour Entrepreneur” and was a recipient of the CrossTech Fintech Startups Award. We are a group of extremely talented and dedicated high-performers, united by our shared obsession with a single goal: empowering our customers. We are all owners of Félix, driven by a bias for action and a true experimentation spirit to get shit done with urgency and focus.

Joining Félix means you will be part of a team building a legacy, a company that will outlive us all. This is a rare opportunity to apply your skills to a deeply meaningful mission—serving a community that has been underserved for too long. We are a team that is fiercely loyal to each other, where radical transparency and constructive feedback are how we grow and push for excellence. We are bold, we care less about what others are doing, and more about creating sustainable value and a product that truly makes our users' lives better. We are building the future, today.

**About The Role**

We’re looking for a Semi-Senior Software Engineer to join our fintech engineering team. In this role, you’ll take ownership of key projects, contribute to the design and development of scalable systems, and help shape the architecture of our core financial infrastructure. You’ll work closely with product and engineering teams to build services that power payment processing, risk controls, and transaction flows—all while deepening your expertise in Python and Google Cloud Platform (GCP).

This is a great opportunity for an engineer who’s moved beyond the junior stage and is ready to take on more technical responsibility while continuing to learn and grow.

**Responsibilities**

- Design, build, and maintain backend services using Python

- Contribute to architecture decisions and help scale payment and financial systems

- Write clean, testable, and maintainable code with a focus on performance and reliability

- Troubleshoot and resolve production issues with a mindset for long-term improvement

- Collaborate with product managers, designers, and other engineers to define and deliver solutions

- Use GCP services (e.g., Pub/Sub, Cloud Functions, Firestore, BigQuery) to build cloud-native solutions

- Participate in improving CI/CD pipelines, observability, and dev tooling

**Requirements**

- 2–5 years of professional software engineering experience

- Strong proficiency in Python and backend development fundamentals

- Experience working with RESTful APIs, databases (SQL/NoSQL), and cloud platforms (GCP preferred)

- Understanding of distributed systems, scalability, and fault tolerance

- Strong communication skills and a collaborative, problem-solving mindset

- These are the applicable requisites, although equivalent competencies in any of the above will also be considered

**Technology Stack:**

We are technology agnostic and value candidates with diverse backgrounds. While familiarity with the following is helpful, your willingness to learn and adapt is paramount:

- Front-end: React, HTTP, HTML/DOM, JavaScript, CSS, AJAX

- Back-end: Python, Flask/FastAPI, REST APIs, Redis, SQL, gRPC

- Cloud: Google Cloud services (Firestore, Cloud Storage, Pub/Sub, Google Artifact Registry, Cloud Run, BigQuery, Cloud Composer, etc.)

- Infrastructure: Kubernetes, Terraform, NewRelic, PagerDuty

**What We Offer**

- Competitive salary

- Initial stock options grant

- Annual performance bonus

- Health, dental, and vision plans

- 401(k) with employer match

- Hybrid.

- Continuous learning opportunities

- Unlimited PTO

- Paid parental leave

- Empowering opportunities for growth in a dynamic entrepreneurial environment

**Equal Opportunity Employer**

At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.

~~Want to learn more about our privacy practices? Check out our ~~~~Privacy Policy ~~~~. ~~

Semi-Senior Software Engineer

**About Us**

At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances. Our core product is an AI-powered chatbot built on WhatsApp, allowing our users to send money home as easily as sending a text message. We leverage cutting-edge technology like AI, blockchain, and stablecoins to make cross-border payments faster, more affordable, and more accessible than ever before.

We are a hyper-growth Series B company, backed by over $100 million in funding from top-tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and General Catalyst Customer Value Fund. This isn't just about the numbers; it's a testament to the trust our investors have in our vision and our team. Additionally, Félix was selected as an “Endeavour Entrepreneur” and was a recipient of the CrossTech Fintech Startups Award. We are a group of extremely talented and dedicated high-performers, united by our shared obsession with a single goal: empowering our customers. We are all owners of Félix, driven by a bias for action and a true experimentation spirit to get shit done with urgency and focus.

Joining Félix means you will be part of a team building a legacy, a company that will outlive us all. This is a rare opportunity to apply your skills to a deeply meaningful mission—serving a community that has been underserved for too long. We are a team that is fiercely loyal to each other, where radical transparency and constructive feedback are how we grow and push for excellence. We are bold, we care less about what others are doing, and more about creating sustainable value and a product that truly makes our users' lives better. We are building the future, today.

**About The Role**

As a Lead Data Scientist for our Fraud team, you will be on the front lines of protecting our company and our customers. You will leverage your expertise in machine learning, statistics, and data analysis to design, build, and deploy sophisticated models that detect and prevent fraudulent activity in real-time. This is a high-impact role where you will see your work directly translate into protecting millions of dollars and ensuring a trustworthy platform for our users.

**Responsibilities**

- Technical Leadership & Strategy: Define the long-term machine learning strategy for the fraud team, establish technical best practices, and mentor junior data scientists.

- End-to-End Model Development: Own the entire lifecycle of fraud detection models, from data exploration and feature engineering to model training, validation, deployment, and monitoring.

- Credit & Lending Fraud Mitigation: Design and develop models specifically targeted at lending fraud typologies, including synthetic identity fraud, first-party loan default fraud, and application fraud.

- Advanced Analysis: Conduct deep-dive investigations into emerging fraud patterns and user behavior, using clustering, outlier detection, network analysis, and other unsupervised techniques to uncover hidden risks and organized fraud rings.

- Experimentation: Design and execute A/B tests to measure the impact of new models, rules, and strategies on both fraud detection rates and user experience.

- Stakeholder Collaboration: Partner closely with Product, Engineering, Risk, and Operations teams to translate business needs into data science solutions, seamlessly integrate ML scores with rule engines, and communicate complex results to non-technical audiences.

- Productionalize Models: Deploy, monitor, and maintain machine learning models in a cloud environment, ensuring high availability and performance.

- Reporting & Visualization: Build and maintain dashboards using tools like Tableau or Looker to track key performance indicators (KPIs) like fraud loss rates, false positive rates, and model performance.

**Requirements**

**Must-Haves:**

- Experience: 5+ years of experience in a hands-on data science role, building and deploying machine learning models.

- Leadership: Proven experience leading complex data science projects from inception to production, including setting technical direction and guiding peers.

- Python: Expert-level Python for data analysis and modeling (pandas, scikit-learn, etc.).

- SQL: Advanced SQL skills for complex data extraction and manipulation.

- Machine Learning Modeling: Deep experience with tree-based ML models (XGBoost, CatBoost, LightGBM) and statistical models (Logistic Regression, Lasso/Ridge).

- Model Explainability & Ethics: Deep understanding of model explainability frameworks (SHAP, LIME) and algorithmic fairness to ensure models comply with credit lending regulations.

- Sampling Techniques: Strong understanding of sampling techniques for handling highly imbalanced datasets.

- Unsupervised Learning: Practical experience with clustering and outlier detection techniques (e.g., K-Means, K Nearest Neighbors, Isolation Forest).

- Model Lifecycle & Cloud: Proven experience with the full modeling lifecycle, including model deployment, monitoring, and maintenance on a cloud platform like GCP, AWS, or Azure.

- Analytical Rigor: A solid foundation in statistics and experience designing and analyzing A/B tests.

- Communication: Excellent stakeholder management and communication skills, with a demonstrated ability to explain complex technical concepts to diverse audiences. Advanced English level.

**Nice to have**

- Domain Experience: Direct experience in a FinTech, payments, or risk/fraud-focused role, particularly with exposure to credit or consumer lending.

- Alternative & Bureau Data: Experience working with traditional credit bureau data (Experian, Equifax, TransUnion) and alternative credit/identity data sources.

- Graph ML: Experience with Graph Neural Networks (GNNs) or graph analytics tools (e.g., Neo4j, NetworkX) to map complex fraud networks.

- Regulatory Familiarity: Familiarity with consumer lending regulations (e.g., FCRA, ECOA) and their impact on machine learning model development.

- MLOps: Hands-on MLOps experience (e.g., CI/CD for models, versioning, automated retraining).

- GCP / Vertex AI: Experience with Google Cloud Platform (GCP), especially Vertex AI.

- Spanish and/or Portuguese speaker

These are the applicable requisites, although equivalent competencies in any of the above will also be considered.

**What We Offer**

- Competitive salary

- Initial stock options grant

- Annual performance bonus

- Health, dental, and vision plans

- Remote work environment, although we have offices in Miami and México City and would love to work in hybrid model if you are up to it.

- Continuous learning opportunities

- Unlimited PTO

- Paid parental leave

- Empowering opportunities for growth in a dynamic entrepreneurial environment

**Equal Opportunity Employer**

At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.

~~Want to learn more about our privacy practices? Check out our ~~~~Privacy Policy ~~~~. ~~

Lead Fraud Data Scientist

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