Summary To support Counterparty Risk Analysis’ role covering principally the Technology, Media and Telecom industry, including software and IT, digital and compute infrastructure, cable companies, telecom operators, infrastructure providers, diversified media, etc., in North and South America. Key Responsibilities Job duties include but are not limited to:
Reviews credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office.
Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and research.
Reviews in detail and/or prepares internal rating models (Anadefi), making corrections as needed.
Drafts RPC Opinions and performs thorough credit analysis, as the case may be, meeting deadlines responsibly.
Makes recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure.
Verifies the accuracy of data in CACIB internal risk systems including Phidias, Eurecca, and Anadefi.
Completes timely all internal risk systems.
Coordinates with Paris questions which may arise in credit proposal and analyses for names which are under Head Office delegation.
Responds to requests from Loan Review and internal and external auditors.
Completes special assignments and ad hoc projects requested by CACIB NY and / or RPC Paris.
Back-up analyst on files in other teams and sectors as the need arises.
Experience: 7+ years in compliance within the financial services industry, with at least 2-3 years in a CRA-related role
Regulatory Knowledge: Strong understanding of US banking regulations applicable to Foreign Banking Organizations (FBOs), including BSA/AML, OFAC sanctions, consumer protection, and prudential requirements
Compliance Knowledge: Deep knowledge of compliance program frameworks, risk assessment methodologies, and the three lines of defense model
Project Management: Proven ability to manage multiple priorities, coordinate cross-functional initiatives, and meet deadlines in a fast-paced environment
Communication Skills: Excellent written and verbal communication skills with the ability to present complex compliance concepts to diverse audiences
Technical Proficiency: Advanced skills in Microsoft Office Suite (Excel, Word, PowerPoint); experience with GRC platforms (or similar) preferred
Education Required
BA and business courses in relevant field
Desired
MBA or equivalent in finance
Experience Required
Minimum of 7 years of credit or finance experience preferably at a bank or rating agency
Desired
Experience with TMT sector and leveraged finance
Competencies Required
Strong Microsoft Excel skills
Strong Microsoft Word skills
Competencies Desired
Knowledge of CACIBs systems and procedures
Skills and Knowledge Requirements
Strong work ethic
Strong English written and oral communication skills
Lucid and concise writing
Self-reliant and ability to multi-task
Detail oriented
Other Relevant Information
Ability to work with both Paris and New York operational and front sectors.