Los Angeles Mortgage Broker

Welcome to LBC Mortgage. We are a high profile mortgage company that represents a wide variety of “A” rated lending institutions, which provide first quality rates to private lenders. Here at LBC Mortgage Solutions we individually approach each client and use common sense to provide our borrowers with best possible loans. We do not believe in placing our client’s information into a loan profile formula generated by a bank, instead we use our extensive knowledge and experience to match our client’s needs.

Throughout years of experience we have developed a list of over one hundred investors, which provides us with an ability to meet our client’s needs and get the best possible loans on a wide variety of programs.

Industry: Financial Services
Company Size: 11-50 employees

LBC Mortgage

Savvy Admin PROD

**About LBC Mortgage**

**LBC Mortgage ** is a Los Angeles-based mortgage company with over **20 years of industry experience **. Alongside our traditional mortgage business, we operate a fast-growing **Private Money / Hard Money Lending Division **, focused on funding real estate investment loans with speed, accuracy, and strong risk management.

We are looking for a skilled **Hard Money Underwriter ** who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.

**Responsibilities**

-  Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)

-  Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)

-  Analyze property details, exit strategies, deal structure, and overall risk

-  Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines

-  Review appraisals, comps, and market data to confirm property value and feasibility

-  Issue approvals and conditions, ensuring fast and clear communication with the team

-  Work closely with Loan Officers, Processors, and Management to move loans efficiently

-  Identify red flags early and provide clear recommendations

-  Ensure adherence to internal guidelines and lending policies

**Requirements**

-  2+ years of underwriting experience in Hard Money / Private Lending (required)

-  Strong understanding of Fix & Flip and Bridge loan underwriting

-  Ability to evaluate ARV-based deals, rehab scopes, and budgets

-  Strong knowledge of appraisals, title reports, insurance, and entity structures

-  Strong attention to detail and ability to work in a high-volume, fast-paced environment

-  Excellent communication skills and ability to make confident decisions

**Preferred Qualifications**

-  Experience underwriting DSCR and rental investment loans

-  Experience with Ground-Up Construction loans

-  Familiarity with Encompass or other mortgage/loan CRM systems

-  Strong knowledge of investor real estate lending across multiple states

**Why Join LBC Mortgage**

-  Established company with strong leadership and long-term stability

-  Growing private lending division with strong pipeline

-  Opportunity for career growth into Senior Underwriter / Underwriting Manager role

-  Competitive compensation based on experience

-  Remote flexibility and supportive team environment

Underwriter

Find Underwriter jobs in California City, CA with Savvy's AI Recruiter. Browse opportunities from top companies and get matched with roles that match your skills using our intelligent recruitment system.